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Term life insurance provides your family with financial stability during the years when your income is most important.
Clic Prime replaces generic and complex quotation tools with personalized term life insurance advice. We analyze your age, health, and coverage needs to connect you with trusted Canadian insurers and help you choose the policy that's right for you, without overpaying.
Choose the duration of your mandate
Most people opt for a term loan of 10, 20, or 30 years depending on their mortgage, family needs, and long-term goals.
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Choose the amount of your coverage
The ideal amount depends on your income, debt, savings, and dependents. There is no one-size-fits-all solution: we help you find protection that fits your needs and your budget.
Some term life insurance offers the possibility of converting into permanent life insurance according to the evolution of your situation. Clic Prime helps you understand if your contract offers this option, when it applies and how to use it wisely in order to avoid any unpleasant surprises at the end of your contract.
Clic Prime clearly explains your conversion rights so that you understand your options before the end of your contract.
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Share your goals, responsibilities, and what you want from your insurance policy for your family.
We collect your information — including your age, health, health, where you live, desired coverage, and financial goals — and we search the market for insurance policies that truly fit your life.
See personalized recommendations, ask questions, and select the option that works best for you.
Consult with licensed experts who will guide you through your options and help you choose the lifetime coverage that's right for you.
Your coverage is ending. You can renew your policy, turn it into permanent insurance, or explore new options. We support you in your choices so that you are never stuck.
Most term life insurance policies do not provide reimbursement. However, some insurers offer a premium refund option. We help you choose the contract that best fits your goals.
Term life insurance is generally purchased between the ages of 20 and 40 because the premiums are lower when you start early. But it's never too late to protect yourself. We help you choose the solution that best suits your age and responsibilities.
Your coverage depends on your income, mortgage, children, debts, and long-term needs. We calculate a realistic amount during your evaluation.
Yes. Term life insurance provides solid, affordable protection for the specific years when your family depends on your income. It is one of the most practical forms of protection for most Canadians.
None is intrinsically better than the other. Term life insurance is affordable and has a limited duration. Whole life insurance is permanent and a smart investment. Your choice depends on your goals. We explain both options clearly to you so you can choose with confidence.
Yes. Some insurers offer simplified options. Eligibility depends on your profile and the amount of coverage you want. We analyze your situation in order to find the most suitable solution.
Your coverage ends if you don't renew or convert it. We help you plan ahead so you always stay protected.
Clic Prime replaces confusion with clarity, guiding you with real support to the term life insurance policy that truly fits your family's needs.
