




We start by looking at your current rate, terms, payment structure, and restrictions. This allows us to identify what is working and where we need to improve.
We compare your lender's renewal offer with options from other Canadian lenders so you can see what's actually available.


Once you've decided on the best option, we guide you through the renewal or change process so that everything goes off without a hitch and without stress.


Talk to licensed mortgage professionals who will clearly explain renewal options to you and help you decide whether to keep your mortgage or change one.
Talk to a mortgage expertYour mortgage is renewed when your current term expires and you choose new terms to continue it. Your balance remains the same, but rates and conditions may change.
Ideally, a few months before the end of your mandate, in order to have time to consider the options calmly.
Yes. Many owners change contracts when renewing at no cost. We explain the procedure to you.
No You are free to negotiate or inquire with other lenders.
No Renewing keeps your balance unchanged. Refinancing changes the loan structure. We help you understand the difference.
Clic Prime helps you clearly understand your renewal options so you can move forward with confidence.