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Renewal Mortgage

Renew your mortgage with clarity, without guesswork.
Talk to a mortgage expert
Start your free mortgage renewal assessment
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Invest in what matters most!
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100% online mortgage renewal platform

An intelligent checkpoint in your journey of home ownership

Renewing your mortgage is a great time to upgrade your mortgage without penalties. Reviewing your options now can save you money and reduce stress for years to come.

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Mortgage renewal
Simple terms, designed to adapt to your changing needs.
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Mortgage renewal
Simple terms, designed to adapt to your changing needs.
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Mortgage renewal
Simple terms, designed to adapt to your changing needs.
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Reduced costs. Greater flexibility. More advantageous conditions.
Get your free evaluation
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Step 1

Revise your loan current mortgage

We start by looking at your current rate, terms, payment structure, and restrictions. This allows us to identify what is working and where we need to improve.

Step 2

Compare the options of renewing

We compare your lender's renewal offer with options from other Canadian lenders so you can see what's actually available.

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Step 3

Renew or change to All confidence

Once you've decided on the best option, we guide you through the renewal or change process so that everything goes off without a hitch and without stress.

Renew your loan with your current lender or change lender

Renew your loan with your current lender.
  • Practical and familiar
  • May come with limited flexibility
  • It's often not the most competitive option
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Change lender when renewing
  • Often no penalty
  • Access to better rates or conditions
  • Opportunity to improve flexibility
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Compare real options

Check out renewal offers from several Canadian lenders, not just your current bank.

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Choose with confidence

Take note of the rates, conditions and flexibility options before making a commitment.

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Move forward with clarity

Renew your mortgage knowing that it fits your current life and your plans for the future.

Mortgage advisors Clic Prime

Talk to licensed mortgage professionals who will clearly explain renewal options to you and help you decide whether to keep your mortgage or change one.

Talk to a mortgage expert
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Mortgage Renewal FAQ

Renewal FAQ Of mortgage

What does renewing a mortgage mean?

Your mortgage is renewed when your current term expires and you choose new terms to continue it. Your balance remains the same, but rates and conditions may change.

When should I start thinking about renewal?

Ideally, a few months before the end of your mandate, in order to have time to consider the options calmly.

Can I change lenders when renewing?

Yes. Many owners change contracts when renewing at no cost. We explain the procedure to you.

Do I have to accept my lender's renewal offer?

No You are free to negotiate or inquire with other lenders.

Is renewing the same as refinancing?

No Renewing keeps your balance unchanged. Refinancing changes the loan structure. We help you understand the difference.

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Renew in All confidence

Clic Prime helps you clearly understand your renewal options so you can move forward with confidence.

Clear advice. Concrete support. A service designed to measure.
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When does your current mortgage expire?

Are you happy with your current lender, or do you want to compare other options?

Has your financial situation changed since your last mortgage ended?

What is your top priority for your renewal?

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