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Your industry, your operations, your location, your turnover and your responsibilities determine the type of protection best suited to your needs. This quick questionnaire helps you identify commercial coverages that are relevant to your business.
We analyze your business details and compare business insurance options so you can determine the coverage that fits your business size, industry, and risk level.
If you decide to continue, a licensed advisor will guide you through the application and clearly explain coverage limits, exclusions, and rates.
Business insurance helps protect your business from lawsuits, property damage, customer disputes, employee incidents, and unexpected interruptions.
Without adequate coverage, a single incident could impact your revenue or interrupt your activities. Good insurance helps keep your business stable in the face of uncertainty.
We analyze your operations, revenues and risks in detail.
We compare the commercial coverage of Canadian insurers.
Make informed decisions by getting advice from certified experts.
Consult with licensed experts who will guide you through your options and help you choose the lifetime coverage that's right for you.
Talk to an Expert
Commercial insurance is protection designed for businesses. It covers operational risks, civil liability, property, equipment, and financial losses. It differs from personal insurance because it focuses on risks specific to professional activity.
It is a type of insurance that protects your business from lawsuits, accidents, accidents, property damage, customer issues, and other events that may affect your operations or finances.
Commercial insurance varies according to the needs of your business. Clic Prime explains each option to you so you can understand what's right for you.
General liability insurance
This insurance protects your business if someone is injured or if their property is damaged by your activities. Many homeowners and customers require general liability insurance before signing a contract. It is the starting point for most businesses in Canada.
Commercial property insurance
This insurance allows you to repair or replace your building, equipment, inventory, or tools if they are damaged by fire, theft, or other covered events. It is essential if your business depends on your physical assets.
Professional liability insurance
Also called errors and omissions insurance, this insurance protects you if a customer claims that an error, overlooked detail, or professional misconduct has caused them financial harm. Consultants, consultants, planners, and service companies often need it.
Commercial auto insurance
If you use vehicles for work, you need commercial auto insurance. Personal car insurance does not cover business use. We help you choose a policy that protects your drivers, vehicles, and equipment.
Business interruption insurance
This insurance covers lost revenue if your business has to close temporarily due to a covered event. It is one of the most unknown protections, but yet valuable for small businesses.
Each business is unique. We help you identify the right coverage for your activities, without unnecessary costs.
For most businesses, yes. Without insurance, a single claim could cost much more than the price of insurance. It also allows you to secure your contracts and to respect legal obligations or those of your owner.
The costs vary depending on your industry and your level of risk. Some small businesses pay relatively low premiums, while high-risk sectors pay more. Your personalized evaluation will allow you to obtain a price adapted to your business.
It depends on your industry and your level of exposure. Some businesses have to require two million or more, especially those that have contact with the public or operate in high-risk environments. We help you determine the limit that best fits your operations.
Business insurance or commercial general insurance are terms that are commonly used. They both refer to coverage that is designed to protect a company's activities and assets.
It can be useful for protecting your business from lawsuits, accidents, property damage, property losses, or unexpected interruptions. Many contracts and leases also require proof of insurance.
Its purpose is to protect your business from legal and financial consequences in the event of personal injury or unintended property damage caused during the operation of your business.
Coverage varies, but common exclusions include intentional damages, workplace accidents not covered by adequate workplace accident insurance, and some professional errors unless you purchase specific protections. We'll explain exactly what's covered and what's not before you make your choice.
Your business deserves protection that is clear, simple and adapted to the way you operate. Clic Prime helps you compare options, understand your risks and choose coverage that gives you stability and peace of mind, not uncertainty.
