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Life insurance is more than just an insurance policy: it's a plan for the future of your family. It makes it possible to compensate for the loss of income, to cover the monthly payments of your mortgage, to finance your children's studies and to protect your loved ones from financial difficulties in the event of the unexpected.
Most websites show automated prices or only offer a limited selection of products. Clic Prime analyzes your real situation and offers you options from several trusted Canadian insurers, not generic quotes.
Your Clic Prime advisor helps you implement simple and complex insurance policies, helping you choose a realistic plan that protects the people who depend on you.
Term life insurance provides affordable protection for 10, 20, or 30 years, while whole life offers lifelong coverage with guaranteed premiums and cash value growth.
No medical exam life insurance gives faster approval with fewer questions, and universal life combines lifelong protection with investment flexibility. Click Prime reviews your profile, compare providers, and helps you choose the right option based on your goals, budget, and long-term plans.
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Term life insurance provides affordable coverage for a fixed period of time, such as 10, 20, or 30 years. It's a very popular option for families, homeowners, and anyone who wants solid protection at a reasonable cost.
We help you choose a term adapted to your financial obligations (especially your mortgage) and your future plans. You thus benefit from tailor-made protection, without paying for unnecessary guarantees.
Whole life insurance offers lifelong protection with guaranteed and fixed premiums. It also helps build cash value over time, useful for estate planning or long-term financial strategies.
Whole life insurance requires careful consideration, as its price depends on age, health condition, and coverage amount. Clic Prime helps you understand how your whole life insurance works and how it fits your long-term goals.
A reliable solution for people with health problems or those who have already had problems obtaining life insurance. Also ideal for those who want faster approval or who prefer to avoid medical exams.
Universal life insurance combines whole life insurance with an investment component. It can be tax-efficient, flexible and efficient for long-term planning. However, adequate implementation is necessary in order to avoid unnecessary costs.
Clic Prime shows you your options, analyzes your profile and helps you determine if universal life insurance is right for you.
Mortgage life insurance is designed to pay off your mortgage balance in the event of your death. Coverage decreases over time as your loan is paid off and the principal is paid directly to the lender.
Clic Prime helps you understand how mortgage life insurance works, compare it to individual life insurance, and determine if it's right for protecting your home and family.
Profit-sharing life insurance is a type of permanent life insurance that offers lifelong protection and the possibility of receiving dividends from the insurer. These dividends can help increase coverage, increase cash value, or facilitate long-term financial planning.
Clic Prime explains how profit-sharing contracts work, what guarantees are offered and which are not, and determines if this long-term strategy fits your goals.
At its core, Manulife Vitality is classic life insurance. The difference? By actively participating in the program, you earn points that can lead to real rewards and, in some cases, a reduction in your insurance costs.
Clic Prime helps you understand how Vitality works, what rewards you can claim, and whether the program fits your lifestyle and long-term insurance needs.
Talk to us about your goals, family situation, age, health, and coverage needs so we can understand the coverage you want.
We analyze your information and explore several Canadian insurers to find plans that fit your long-term needs, not just generic quotes.
You get a personalized comparison and can ask questions, adjust your plan, and request coverage while maintaining total control.
Consult with licensed experts who will guide you through your options and help you choose the lifetime coverage that's right for you.
Talk to an Expert
There is no fixed price. Your premium depends on your age, health, lifestyle, and the type of policy you choose. Clic Prime analyzes your profile and offers you the best options according to your budget.
Whole life insurance premiums vary depending on age, coverage, and long-term goals. Because pricing is personalized, we assess your situation and present you with options that fit your needs. Whole life insurance is generally more expensive because of its guaranteed capital of $500,000, unlike term life insurance.
Most policies do not cover death caused by fraud, criminal activity, or suicide during the initial waiting period. Clic Prime clearly details all the exclusions before you choose a policy.
Your whole life insurance stays in effect for the rest of your life as long as you pay your premiums. Its cash value continues to grow and your beneficiaries remain protected.
It depends on your income, mortgage debt, and financial goals. Many Canadians still need insurance at age 55. Clic Prime helps you calculate the appropriate amount.
The most common types are term life insurance, whole life insurance, universal life insurance, and life insurance without a medical exam. We explain each of them to you in simple and clear terms so that you can choose with confidence.
Clic Prime helps you compare the two based on your goals and budget.
The sooner you sign up, the lower your premiums are. Most people get insurance between the ages of 20 and 40, but it's never too late. We help you find the solution that's right for you, regardless of your age.
Term life insurance ends when the contract expires. Whole life insurance and universal life insurance can provide value over time. Clic Prime helps you understand how each type of contract works.
Your coverage is coming to an end. You can renew it, convert it, or explore new options. Our consultants help you choose the best solution. It is often a good idea to consult Clic Prime to determine if it is beneficial to renew your policy before it expires, as this is usually the case.
Yes. Clic Prime works with Canadian insurers who offer policies without a medical exam and with a simplified approval process.
You deserve life insurance that is clear, simple and based on concrete advice. Clic Prime helps you compare your options, understand what really fits your situation, and make an informed decision with confidence.
