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refinancing Mortgage

Adjust your mortgage to your situation today
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Invest in what matters most!
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100% online mortgage refinancing platform

Refinance by choice, and No by impulse

Many homeowners refinance their mortgage to reduce their monthly payments, reduce their interest, access their capital or simplify their finances. A hasty refinancing can insidiously add to the bill in the long run. Well planned, on the other hand, it can open up interesting perspectives. Our role is to help you have a global vision before making your decision.

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Lifetime coverage
Permanent protection with guaranteed cash value growth.
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$... /day
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$... /day
$... /day
Lifetime coverage
Permanent protection with guaranteed cash value growth.
Arrow Icon
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$... /day
$... /day
$... /day
$... /day
Lifetime coverage
Permanent protection with guaranteed cash value growth.
Arrow Icon
Slider image
$... /day
$... /day
$... /day
$... /day
Lifetime coverage
Permanent protection with guaranteed cash value growth.
Arrow Icon
Slider image
$... /day
$... /day
$... /day
$... /day
Lifetime coverage
Permanent protection with guaranteed cash value growth.
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Reduced monthly payments. Better structure. More flexibility.
Get your free quote
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Step 1

Revise your loan current mortgage

We start by looking at your current rate, outstanding balance, loan term, penalties, and restrictions. Many refinancing decisions depend on details that most homeowners don't know.

Step 2

Compare the options of refinancing

We compare refinancing options with multiple Canadian lenders, not just your current lender. This includes rates, flexibility, fees, and long-term costs.

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Step 3

Move forward All confidence

If refinancing makes sense, we support you through the application, approval, and closing process to ensure the process is smooth and stress-free.

Refinancing or renewing

Renewal
  • Maintains your balance
  • Update rate and duration
  • Generally no penalty
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Refinancing
  • Change the mortgage structure
  • Can access equity
  • Fees or penalties may apply.
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Review your position

Understand your current mortgage and the hidden costs.

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Compare real options

Check out the refinancing offers from several Canadian lenders.

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Choose with confidence

Move forward knowing that this decision supports your goals.

Mortgage advisors Clic Prime

Talk to licensed mortgage professionals who will clearly explain refinancing to you and help you decide if it really makes sense.

Talk to a mortgage expert
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Mortgage Refinance FAQ

FAQ about buying a mortgage

What is mortgage refinancing?

Refinancing replaces your current mortgage with a new one that may have a different rate, lender, structure, or access to equity.

Is refinancing beneficial?

That depends on rates, penalties, and your long-term goals. We help you compare all the options.

Can I refinance before the end of my contract?

Yes, but penalties may apply. We calculate if the savings are greater than the costs.

How much equity do I need?

The limits depend on the lender's rules, earnings, and credit profile.

Does refinancing reset my mortgage?

Yes. A refinancing opens a new period, which is why its structure is important.

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Refinance in All confidence

Clic Prime helps you slow the process down, understand your options, and choose what really fits your life.

Start your free mortgage refinance assessment

What is your main refinancing objective?

Do you have any idea how much equity you would like to access?

Do you currently have debts that you would like to consolidate?

Is your current mortgage fixed term?

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